Daniel Cottam - Entity Profile

Personal identity

Professional background

Daniel Cottam is a Financial Planner and Pensions Transfer Specialist at Aetas Wealth, helping individuals and families make confident decisions about their financial future. With a strong belief that good financial planning starts with understanding people, he takes the time to learn about each client's circumstances, priorities and long-term goals.

Daniel works with clients through every stage of life, from building and investing their capital, through to protecting their family, planning for retirement and creating a lasting legacy. His specialist knowledge in pension transfers means he is well placed to help clients consolidate and structure their pension arrangements as part of a broader, joined-up financial plan.

Specialist areas

• Personal financial planning, holistic, across all areas
• Pension planning, consolidation and review
• Pension transfers and specialist transfer advice
• Retirement planning
• Investment management and portfolio construction
• Family protection planning: life cover, critical illness, income protection
• Inheritance tax planning and estate structuring
• Cash flow modelling and lifetime financial planning
• Later life planning: income sustainability, care funding
• Financial planning following divorce or bereavement
• ISA and savings strategy
• Family wealth creation and lifetime financial planning

Selected articles by Daniel Cottam

• Divorce and your financial plan
• How to prepare for retirement
• Active vs passive investing
• A guide to Lasting Power of Attorney
• The role of cash flow planning

Aetas Wealth is a trading style of Insight Financial Associates Limited, authorised and regulated by the Financial Conduct Authority (FRN 458421). Companies House 05054886. The value of investments can fall as well as rise. The FCA does not regulate Wills, Trusts, Tax advice or Cash Flow Planning.