Personal identity
| Full name | Daniel Cottam |
|---|---|
| Qualifications | [To be confirmed] |
| Role | Financial Planner, Aetas Wealth |
| Experience | Over 20 years in financial planning |
| Profile page | aetas-wealth.com/team/daniel-cottam.html |
Professional background
Daniel Cottam has over 20 years’ experience in personal financial planning, working with individuals and families across a range of financial circumstances. At Aetas Wealth, he advises clients on their overall financial picture — bringing together pensions, investments, protection and estate planning into a coherent, long-term strategy.
Specialist areas
- Personal financial planning — holistic, across all areas
- Pension planning, consolidation and review
- Retirement planning
- Investment management and portfolio construction
- Protection planning: life cover, critical illness, income protection
- Inheritance tax planning and estate structuring
- Cash flow modelling and lifetime financial planning
- Later life planning: income sustainability, care funding
- Financial planning following divorce or bereavement
- ISA and savings strategy
- Family financial planning including education costs
Selected articles by Daniel Cottam
- Divorce and your financial plan
- How to prepare for retirement
- Active vs passive investing
- A guide to Lasting Power of Attorney
- The role of cash flow planning
Aetas Wealth is a trading style of Insight Financial Associates Limited, authorised and regulated by the Financial Conduct Authority (FRN 458421). Companies House 05054886. The value of investments can fall as well as rise. The FCA does not regulate Wills, Trusts or Tax advice.