Running a business well means thinking about your own financial position and the financial wellbeing of the people you employ. The two are connected, but they're not the same conversation.
Some clients come to us as business owners wanting personal financial planning that reflects how their company affects their wealth. Others come as employers, looking to understand whether financial pressure on their team is quietly costing the business in productivity and retention. We work across both, and where it helps, we join them up.
Personal financial planning for SME owners and directors.
When your personal finances and your business are tangled together, decisions in one have consequences in the other. We help directors and owner-managers structure pensions, remuneration, protection and exit so that the business and your personal wealth grow together.
Financial wellbeing as a business performance intervention.
Most business owners can see the effect of financial pressure on their team. Almost none can see the cause, or the invoice. Aetas in the Workplace is a structured intervention that identifies where financial stress is showing up as a cost, and fixes it.
For owners of growing SMEs, the two propositions often work best in combination. Your personal pension strategy interacts with the company's pension scheme. Your succession plan interacts with how your senior team is incentivised and retained. Your protection arrangements interact with the cover the business provides.
Where it helps, our advisers coordinate across both, working with you on your personal plan and with your leadership team on the workplace proposition. The result is a single, joined-up view of how the business and the people in it are supported financially.
Aetas Wealth provides regulated financial advice. Aetas in the Workplace provides workplace financial wellbeing, education and consultancy services to employers; these services support financial understanding, engagement and resilience but do not constitute regulated financial advice. Where regulated advice is required, this is provided separately by Aetas Wealth.
