A specialist financial planning partner for your clients
Aetas Wealth works with solicitors, accountants and professional trustees across the UK, providing independent financial planning advice in situations where coordinated tax, legal and financial input is needed.
Most of our work with introducer relationships sits around significant life events. A business sale. The transition into retirement. A bereavement or change in family circumstances. The Finance Act 2026 changes to pension inheritance tax. The kinds of situation where the right answer needs financial planning, tax and legal input to pull in the same direction.
We are the specialist financial planning brand of Insight Financial Associates, one of the UK's longest-established independent advice firms, with access to over 50 advisers nationally and more than £4 billion under management.
The professional relationships we hold
We are introduced to clients most often by professionals working on matters that need a coordinated team.
Private client solicitors
Wills, trusts, probate, lifetime planning and powers of attorney.
Accountants
Owner-managed businesses, partnerships, and high net worth individuals.
Trustees
Professional trustees and trust corporations.
Corporate finance
Exit specialists and corporate finance advisers.
The five areas we are introduced for most often
Pensions and inheritance tax
The Finance Act 2026 changes taking effect in April 2027. Helping clients revisit pension structuring, beneficiary nominations and combined family planning, before the rules change.
Later-life planning
Retirement income, long-term care funding, and estate transition, coordinated as one plan rather than as separate questions.
Business-owner wealth
Extraction strategies, succession, exit and post-exit planning, alongside the corporate finance and tax work your firm is already doing.
Intergenerational wealth
Gifting, trusts, family investment companies and protection, fitted alongside the legal and tax structures your firm has put in place.
Investments
Portfolios implemented to sit consistently alongside the legal and tax structure, not pulling in a different direction.
A coordinated team
We see our role as one part of the wider team supporting your client. The legal, tax and financial work pulling in the same direction.
The introducer relationship
We work on the basis that your relationship with the client is the primary one. That shapes how we engage.
You brief us
A short call or note, scoping the client situation and what role you would like us to play.
We meet your client
A no-obligation initial conversation, free of charge. You are welcome to attend. We agree scope and fees before any work begins.
We brief you back
You see the financial planning conclusions and the reasoning behind them, so the wider client team stays aligned.
We coordinate ongoing
On valuations, nominations, trust drafting and tax points, we work directly with your firm to the timeframes set by the matter.
Who your client will work with
Peter Rose
Chartered Financial Planner & Pensions Specialist
Over 50 years' experience advising private clients, families and business owners. Peter leads our work on retirement, decumulation and the 2027 pension and inheritance tax changes.
Daniel Cottam
Financial Planner
Over 20 years' experience. Daniel specialises in wealth management, cash flow modelling and intergenerational estate planning for individuals, families and business owners.
The Financial Conduct Authority does not regulate Wills, Trusts, Tax advice or Cash Flow Planning. Tax treatment depends on individual circumstances and may change in the future. The value of your investments can go down as well as up, so you could get back less than you invested.
Get in touch
If you have a specific client matter to discuss, or would like an introductory conversation about how we work, we are happy to talk on a no-obligation basis.
Book a conversation