Specialist financial planning for what comes next
Independent advice on pensions, investments, inheritance tax and the new 2027 rules, for individuals, families and business owners across the UK.
A small team of senior advisers
You will meet your adviser at the first conversation and work with the same person throughout.
Peter Rose
Chartered Financial Planner & Pensions Specialist
Over 50 years' experience advising private clients, families and business owners. Peter focuses particularly on the transition into retirement and the years that follow, and leads our work on the 2027 pension and inheritance tax changes.
Book a conversation with PeterDaniel Cottam
Financial Planner
Over 20 years' experience. Daniel specialises in wealth management, financial planning, cash flow modelling and intergenerational estate planning for individuals, families and business owners.
Book a conversation with DanielAetas Wealth was founded by Matthew Steiner, Founder and CEO. Matthew is a business consultant rather than a financial adviser, and leads the firm and the development of Aetas in the Workplace.
How we help clients build, protect and pass on wealth
At the heart of what we offer is financial planning: bringing every part of your finances together into one clear plan, built around your life, your goals and your family. Our specialist services sit within that.
For individuals and families
Retirement Planning
Make sense of the pensions you have, plan what you will need, and decide how to take it.
Learn moreInheritance Tax Planning
Pass on more of what you have built. Plain-English advice on the Finance Act 2026 changes.
Learn moreLater Life Planning
For clients in their later years, focused on income sustainability, care planning and estate transition.
Learn moreInvestment Management
Build a portfolio that fits your goals, your timescale and your tolerance for ups and downs.
Learn moreCash Flow Planning
See whether your money will last, and how today's decisions play out over the years ahead.
Learn moreProtection Planning
The right cover so your family stays financially secure if life takes a sudden turn.
Learn moreFor business owners
Director & Owner Advisory
Personal and business finances planned together, from how you take income through to how you eventually step back.
Learn moreAetas in the Workplace
Financial wellbeing for your team, treated as a business performance intervention rather than an HR benefit.
Learn moreBusiness Protection
Key person cover, shareholder protection and the policies that keep a business resilient if something goes wrong.
Learn moreNot sure where to start?
Most clients don't arrive with a clear list of what they need. They arrive with a question, a worry or a moment of change, and want help working out what to do about it. That's where we start too.
The first conversation is free. We'll talk through your situation, explore the options open to you, and you decide whether to take it further. No obligation, no products discussed, no charge.
Expert advice for you and your family
Whether you are preparing for retirement, building wealth, or thinking about how to support your family in the future, Aetas Wealth provides clear and practical guidance to help you make informed financial decisions.
Backed by the strength of a national firm
Through our parent firm, Insight Financial Associates
Recent client work
Real examples of the situations we work through. Names and identifying details have been changed, but the situations, the planning and the outcomes are real.
A couple in their late 50s, retiring with confidence
Three pensions from past jobs, no clear picture, and a dawning sense that they had no idea whether retirement at 60 was actually realistic.
Read the case study Director and owner advisoryA business owner planning the right exit
Five years out from selling the business, no real personal financial plan in place, and a growing concern about how much of the proceeds would actually reach the family.
Read the case study Later Life PlanningBringing clarity after an inheritance
A widow in her early 70s with a complicated mix of inherited investments, no clear income strategy, and a strong sense that the existing arrangements were not built for her.
Read the case studyReady to have a conversation?
If you would like to review your finances, plan for retirement, or just talk something through, we are happy to have an initial conversation.
Book a meetingA 30-minute call, video or in person. Free and no obligation.
A specialist financial planning partner for your clients
We work alongside private client solicitors, accountants, professional trustees and corporate finance advisers across the UK, on matters where coordinated tax, legal and financial input is needed.