Book a free conversation.
No obligation. No sales pitch. Just an honest conversation about your retirement timeline, your options, and whether you are on track to retire on your terms.
Peter Rose APFS
Chartered Financial Planner · Aetas Wealth
Approaching retirement: your first planning conversation
This is not a sales call. The first conversation with Aetas Wealth is free, lasts around 30 to 45 minutes, and is designed to help you understand whether now is the right time to build a detailed retirement plan.
Peter Rose APFS will ask about your pension arrangements, your anticipated retirement date, any other income sources, and what retirement looks like for you. You do not need detailed figures. A clear picture of your current position is enough to begin.
At the end of the call, Peter will give you an honest view of whether Aetas Wealth can help, what that would involve, and what it would cost. There is no obligation to proceed.
- ✓ Free, no-obligation initial conversation
- ✓ By phone or video, UK-wide
- ✓ Regulated financial advice under FCA registration 458421
- ✓ You speak with a qualified adviser, not a call handler
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What we cover with clients approaching retirement
The first conversation is about understanding where you are and what you are trying to achieve. We will typically explore:
- ✓ Whether your current pension and savings will support the income you need in retirement
- ✓ The Finance Act 2026 changes and how pension IHT applies to your specific arrangements
- ✓ Drawdown versus annuity, and how to structure your retirement income tax-efficiently
- ✓ Consolidation of multiple pensions and reducing investment risk as your date approaches
Aetas Wealth is a trading name of Insight Financial Associates Ltd, authorised and regulated by the Financial Conduct Authority (FRN 458421).