Financial knowledge and awareness can affect countless aspects of our lives, from being able to budget for our weekly food shop and pay bills, to meeting our mortgage payments and having enough money to live off during retirement. So why are so few people receiving proper guidance and education on how to manage their finances? …
Introduction As many readers know, this Bulletin is written from notes we compile throughout the month. One of the most interesting aspects of this is the occasional feeling of ‘was that really this month’ as we start to write the Bulletin. So it was this month. The race to replace Boris Johnson seems to have …
If your glass is by nature half-empty, you didn’t need to look far for confirmatory information last month. Energy bills were going up – and are set to rise even further in October. Inflation was up again – with grocery inflation hitting its highest level for 13 years, And, of course, the National Insurance rises …
If you have assets such as land, property, cars, money and investments, you’ll want to be sure they go to your chosen beneficiaries in the future. That way you can be sure that your loved ones have financial stability in the future and that you’ve left them a meaningful legacy. But hang on, doesn’t that …
Introduction June was the month in which the war Vladimir Putin thought would last 100 hours passed its hundredth day – with all the attendant problems for food supply and the global economy. In the UK, Boris Johnson won his confidence vote by 211 votes to 148 – but the dark mutterings continued as the …
Putting money aside for the future is one of the most fundamental principles of good financial planning. But with inflation at a 30-year high, and set to rise even further over the coming months, countless families and households are struggling to pay the bills and put food on the table. As a result, the idea …
Last month, the UK’s inflation figures for March were released. Having been 6.2% in February, inflation had risen to 7%, the highest rate for 30 years. Across the Atlantic, the figures were even worse, as US inflation reached 8.5% – the highest since March 1981 – as the Ukraine war pushed up energy prices. In …
Following Russia’s invasion of Ukraine on February 24th, many of our clients have asked us if the war is likely to push up prices in the UK, making the current cost of living crisis even worse. The short answer is ‘yes, almost certainly’. We have tried to explain below what is likely to happen and …
Introduction The war in Ukraine, worries about food supplies, worries about the global economy… May was another month where all the themes we have become used to were to the fore. Despite this, it was a reasonable month for the stock markets we report on in the Bulletin. China led the way with a gain …
If you’re creating a financial plan, with a view to achieving certain ambitions in life, you need to include details. For instance, if you want to travel more in later life, you can’t simply say you’ll put money aside for holidays. Or if you want to retire early, simply putting money into a pension isn’t …
